Cook Islands - Money

Sep 14, 2025

New Zealand dollar (NZD), with local coinage.

Bank of the South Pacific (BSP), Bank of the Cook Islands (BCI) and Australia & New Zealand Banking Group Limited (ANZ) are located in downtown Avarua, and open Monday-Friday from 9 am-3 pm. BSP in Avarua is also open from 9 am-12 pm on Saturdays.

ATMs are conveniently located around Rarotonga and Aitutaki and EFTPOS is available at most hotels and stores. Western Union has an office in Avarua and the main Muri strip on the Eastern side of Rarotonga, which offers money exchange and transfers. All ATMs in the Cook Islands dispense New Zealand currency.

All ATMs in the Cook Islands accept Visa and Mastercard’s. ATMs charge international cardholders a withdrawal fee of approximately $5.00NZD.

If you have information for this section, or feedback on businesses used, please let us know at editor@noonsite.com. We also welcome new information about businesses you have used (see Related Businesses).

Related to following destinations: Cook Islands

Search the site

Log in to your account

Become a Noonsite Member

As a free user of Noonsite you are restricted to viewing 3 country formalities per month. You have viewed 0 formalities this month – but can view the countries you have accessed to date as many times as you want.

Become a Noonsite Member and you can view unlimited formalities each month and enjoy additional member benefits. Membership fees help our team keep country formalities information up-to-date in support of cruisers worldwide.

Find out more about membership levels and Become a Noonsite Member.